Free Up Existing Inventory or Build More Homes: Which Path Should Washington Take?

If you’ve felt priced out of the housing market lately whether through higher rents, bidding wars, or stalled searches, you’re not imagining it. The U.S. is short an estimated 4 million homes, and affordability is near record lows. Even though more listings are appearing, sales remain sluggish, leav

When Will Mortgage Rates Go Down to 3% or 2% Again?

Many of us remember the days of super-low mortgage rates, when you could snag a 30-year fixed rate around 2% or 3%. Those days felt amazing, didn't they? But times have changed. So, will the mortgage rates drop to 2% or 3% rates again? The short answer is: it's highly unlikely, at least not anytime

Gen Zers Are Saving More Than Millennials—But Can They Afford a Home?

There are approximately 68 million Generation Z individuals in America, born between 1997 and 2012. A recent survey by Realtor.com® found that nearly half of them hope to purchase a home by 2029. For now, more than half of Gen Zers still live with family, which might explain why they have been able